ZIP 35206 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Alabama's ZIP 35206 registers 29/100 composite distress, which DLRadar reads as low. Latent structural risk is 61/100 while live distress already moving reads 7/100. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). Its heaviest discrete signals: structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). On the quiet end sit mortgage stress (24/100) and construction/permit lag (5/100).

Prices here sit in a peak phase: values rose 2.7% over the trailing year, and 1% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $153,500, an affordability ratio of 3.1× — accessible. 47% of housing is owner-occupied. About 15,031 people live here, median age 43. Around 52% of renters are cost-burdened. Households earn a median $39,051 — below the roughly $78,000 national figure. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. Roughly 24.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 7,915 housing units. Educational attainment sits at 19% bachelor's-or-above. The demographic-stress sub-score lands at 38/100.

Taken together, 35206 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 35206 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 35206 runs through one identical public-record model, so its 29/100 sits on the same scale as every other ZIP in Jefferson County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 35206 shows blanks, not estimates, wherever the record is sparse.

Behind 35206's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 35206 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.