ZIP 35211 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Alabama's ZIP 35211 registers 28/100 composite distress, which DLRadar reads as low. Latent structural risk is 61/100 while live distress already moving reads 7/100. Climate and flood risk are elevated too — climate & FEMA risk (97/100), flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in structural risk (61/100), institutional ownership (56/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (7/100) stay muted.

The market reads peak — home values rose 2.7% year on year, and 18% higher over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $96,200 (2.8× income, relatively affordable). Rent burden reaches 53% of tenant households. About 25,267 people live here, median age 36. There are about 14,182 housing units across 35211. The vacancy rate is 17.7% — elevated. The poverty rate is 33.8% — high, a tax-stress and distress correlate. 40% of housing is owner-occupied. At $34,286, median income runs below typical U.S. levels. Around 23% of adults hold a bachelor's degree or higher. On demographic stress specifically, 35211 scores 39/100.

Net-net, 35211 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35211 at the moment; the composite and its components are still built from verifiable records.

The 35211 read uses the identical scoring model applied coast to coast, which means its 28/100 score means exactly what it means anywhere else, and 35211 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Where the record is thin for 35211, the field stays empty rather than modeled, and fills in as new documents post.

The 28/100 figure for 35211 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 35211 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.