ZIP 35222 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Alabama · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 35222 in Jefferson County, Alabama comes in at 29, a low composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100)). Its standout signals are structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). mortgage stress (24/100) and construction/permit lag (5/100) stay muted. Structural exposure scores 61 and live distress 7 on the 0–100 scale.
The market reads peak — home values rose 2.7% year on year, and 5% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
8,184 residents call 35222 home, typically aged 34. The typical home is worth about $399,800 (4.1× income). The ZIP holds roughly 4,409 housing units. On demographic stress specifically, 35222 scores 32/100. Rent burden reaches 44% of tenant households. The poverty rate is 18.3% — high, a tax-stress and distress correlate. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $91,964, above the U.S. median near $78,000. The tenure split is 59% owner-occupied to 41% rented. Educational attainment sits at 64% bachelor's-or-above.
Net-net, 35222 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 35222 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 35222, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
35222's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 35222 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 35222
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
35222 at a glance
Current distress, phase, housing and lender-pressure figures for 35222, drawn from the same report attached to each property.
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See every distressed parcel in 35222
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Rules-based scoring — each signal ties to a public dataset · methodology