ZIP 35205 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Alabama's ZIP 35205 registers 32/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (71/100), institutional ownership (62/100), construction/permit lag (37/100). On the quiet end sit construction/permit lag (37/100) and mortgage stress (24/100). Environmental exposure also runs high (climate & FEMA risk (97/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)). On the structural side it scores 71/100, with 7/100 of stress already active.

The peak-phase market in 35205 posted values that rose 2.9% over the year, and 3% higher over three years (phase confidence 27/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $49,194 — below the roughly $78,000 national figure. Around 40% of renters are cost-burdened. The ZIP holds roughly 12,087 housing units. The vacancy rate is 18.4% — elevated. Roughly 18.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 35205 scores 41/100. About 56% have a four-year degree. A median home runs $293,800 here, or 5.9 times local income. Population is roughly 18,955 with a median age of 30. The tenure split is 31% owner-occupied to 69% rented.

On the whole, 35205 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.