ZIP 35205 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35205 in Jefferson County, Alabama comes in at 29, a low composite-distress reading. Property-level stress concentrates in structural risk (61/100), institutional ownership (59/100), mortgage stress (24/100). By contrast, mortgage stress (24/100) and construction/permit lag (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (97/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (75/100). On the structural side it scores 61/100, with 7/100 of stress already active.

The market reads peak — home values rose 2.7% year on year, and 3% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $49,194 — below the roughly $78,000 national figure. Around 40% of renters are cost-burdened. There are about 12,087 housing units across 35205. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 18.8% — high, a tax-stress and distress correlate. The demographic-stress sub-score lands at 41/100. Educational attainment sits at 56% bachelor's-or-above. Home values center near $293,800, an affordability ratio of 5.9×. Population is roughly 18,955 with a median age of 30. Owners hold 31% of homes, renters 69%.

On the whole, 35205 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 35205 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 35205 read uses the identical public-record model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 35205 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Alabama. Sparse data for 35205 shows as blanks, never estimates, and the score updates on every fresh public filing.

35205's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 35205 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.