ZIP 35953 Property Distress & Foreclosure Data

St. Clair County, Alabama's ZIP 35953 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (74/100), flood (NFIP) exposure (65/100). On the structural side it scores 70/100, with 7/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (71/100), structural risk (70/100), institutional ownership (59/100). mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 24% higher over three years (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $69,415, median income runs near typical U.S. levels. 84% of housing is owner-occupied. The vacancy rate is 21.5% — elevated. Around 8% of adults hold a bachelor's degree or higher. The poverty rate is 13.0%. 7,020 residents call 35953 home, typically aged 50. Around 11% of renters are cost-burdened. The ZIP holds roughly 3,354 housing units. The demographic-stress sub-score lands at 26/100. The typical home is worth about $201,700 (2.9× income, relatively affordable).

Taken together, 35953 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.