ZIP 35907 Property Distress & Foreclosure Data

Composite property distress in 35907 (Etowah County, Alabama) lands at 29/100 — low on DLRadar's public-record scoring. Structural risk reads 63/100 against active distress of 6/100. Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (83/100)). The sharpest non-environmental signals are construction/permit lag (63/100), structural risk (63/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100).

The peak-phase market in 35907 posted values that rose 3.7% over the year, and 15% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $227,200 here, or 2.8 times local income. Households earn a median $73,790 — near the roughly $78,000 national figure. Population is roughly 9,299 with a median age of 41. The tenure split is 92% owner-occupied to 8% rented. There are about 3,508 housing units across 35907. Rent burden reaches 27% of tenant households. Vacancy runs 6.6%. About 23% have a four-year degree. On demographic stress specifically, 35907 scores 24/100. Roughly 5.6% live below the poverty line, a low share typical of higher-equity areas.

On balance 35907 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.