ZIP 35901 Foreclosure, Tax-Lien & Distress Report

ZIP code 35901 in Etowah County, Alabama carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. The latent-versus-live split is 53/100 structural and 6/100 already moving. Its heaviest discrete signals: structural risk (53/100), institutional ownership (48/100), construction/permit lag (29/100). By contrast, construction/permit lag (29/100) and mortgage stress (21/100) register low. Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (78/100)).

The market reads peak — home values rose 0.7% year on year, 4.5% off the recent peak, and 22% higher over three years (phase confidence 46/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $166,200 (3.6× income, relatively affordable). Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 19,186 residents call 35901 home, typically aged 40. Around 22% of adults hold a bachelor's degree or higher. 65% of housing is owner-occupied. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 37/100. There are about 9,224 housing units across 35901. At $47,826, median income runs below typical U.S. levels. Rent burden reaches 46% of tenant households.

Taken together, 35901 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 35901 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 35901's 25/100 can be lined up against any neighbor in Etowah County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 35901, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35901's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 35901 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.