ZIP 35901 Property Distress & Foreclosure Data

DLRadar grades ZIP 35901 (Etowah County, Alabama) at a low 29/100 for overall property distress. Structural exposure scores 63 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (63/100), structural risk (63/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (85/100), FEMA disaster exposure (83/100)).

The peak-phase market in 35901 posted values that rose 3.7% over the year, and 22% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $166,200 here, or 3.6 times local income. Roughly 25.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 19,186 with a median age of 40. About 22% have a four-year degree. The tenure split is 65% owner-occupied to 35% rented. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 35901 scores 37/100. There are about 9,224 housing units across 35901. Households earn a median $47,826 — below the roughly $78,000 national figure. Rent burden reaches 46% of tenant households.

On the whole, 35901 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.