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ZIP 36272 Foreclosure, Tax-Lien & Distress Report

Cherokee County, Alabama · High Vacancy market

Composite property distress in 36272 (Cherokee County, Alabama) lands at 29/100 — low on DLRadar's distress scoring. Structural risk reads 66/100 against active distress of 7/100. The most distinctive pressure shows up in construction/permit lag (78/100), structural risk (66/100), institutional ownership (53/100). mortgage stress (24/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (87/100), climate & FEMA risk (62/100)).

Prices here sit in a expansion phase: values rose 7.5% over the trailing year, and 23% higher over three years (phase confidence 64/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The vacancy rate is 18.0% — elevated. The tenure split is 77% owner-occupied to 23% rented. The ZIP holds roughly 6,128 housing units. Educational attainment sits at 17% bachelor's-or-above. Households earn a median $52,726 — below the roughly $78,000 national figure. Around 44% of renters are cost-burdened. The typical home is worth about $142,600 (2.3× income, relatively affordable). Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 12,996 with a median age of 44. DLRadar's demographic-stress index for the area reads 30/100.

Taken together, 36272 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 36272 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 36272 read uses the identical scoring model applied coast to coast, which means its 29/100 score means exactly what it means anywhere else, and 36272 stays directly comparable to neighboring ZIPs and the rest of Cherokee County, Alabama. The score is rebuilt from public data as it updates, so 36272 reflects the current record instead of a stale or modeled snapshot.

The 29/100 for 36272 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 36272 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

29/100
Composite stress
66/100
Structural risk
7/100
Distress activity

Signal-by-signal read on 36272

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk62
36272 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 36272 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Cherokee County

Nearest ZIP codes to 36272

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Unlock the full ZIP 36272 acquisition report

Every distressed parcel in 36272 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.

No modelling: every input is a public record · methodology

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