ZIP 36205 Property Distress & Foreclosure Data

ZIP code 36205 in Calhoun County, Alabama carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 69 and live distress 7 on the 0–100 scale. What sets it apart are the readings on structural risk (69/100), institutional ownership (62/100), construction/permit lag (41/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (77/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, at 49/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,233 residents call 36205 home, typically aged 36. Vacancy runs 4.8%. 38% of housing is owner-occupied. Around 13% of adults hold a bachelor's degree or higher. The typical home is worth about $251,600 (10.3× income, severely stretched). At $25,637, median income runs below typical U.S. levels. The poverty rate is 40.1% — high, a tax-stress and distress correlate. There are about 535 housing units across 36205. Rent burden reaches 48% of tenant households. The demographic-stress sub-score lands at 61/100.

Taken together, 36205 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

31/100
Composite stress
69/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 36205

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk87
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Calhoun County

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Deterministic. Every signal traces to a public dataset · methodology