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ZIP 36205 Foreclosure, Tax-Lien & Distress Report

Calhoun County, Alabama · High Poverty market

In Calhoun County, Alabama, ZIP 36205 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. The latent-versus-live split is 78/100 structural and 7/100 already moving. Leading the profile are construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100)).

The expansion-phase market in 36205 posted values that rose 12.9% over the year (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 1,233 people live here, median age 36. The vacancy rate is 4.8%. Owners hold 38% of homes, renters 62%. About 13% have a four-year degree. Home values center near $251,600, an affordability ratio of 10.3× — stretched. At $25,637, median income runs below typical U.S. levels. 40.1% of residents fall below the poverty threshold. The ZIP holds roughly 535 housing units. Rent burden reaches 48% of tenant households. On demographic stress specifically, 36205 scores 61/100.

Net-net, 36205 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 36205's 35/100 can be lined up against any neighbor in Calhoun County, Alabama or any ZIP coast to coast. Where the public record is thin for 36205, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 36205 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 35/100 roll-up. For a buyer, 36205 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

35/100
Composite stress
78/100
Structural risk
7/100
Distress activity

ZIP 36205 distress signals, scored

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk87
36205 carries 9 additional scored dimensions

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

36205 at a glance

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Neighbouring ZIPs in Calhoun County

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Other reports tied to Calhoun County, Alabama — ZIP, county and statewide.

Unlock parcel-level detail for ZIP 36205

The full 36205 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Built from public records, scored the same way everywhere · methodology

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