ZIP 36207 Property Distress & Foreclosure Data

DLRadar grades ZIP 36207 (Calhoun County, Alabama) at a moderate 31/100 for overall property distress. Structural risk reads 68/100 against active distress of 7/100. Property-level stress concentrates in structural risk (68/100), institutional ownership (62/100), construction/permit lag (41/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100)).

The expansion-phase market in 36207 posted values that rose 7.0% over the year, and 13% higher over three years, at 49/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 76% owner-occupied to 24% rented. Vacancy runs 13.5%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 19,251 with a median age of 43. Rent burden reaches 34% of tenant households. A median home runs $202,000 here, or 2.8 times local income. On demographic stress specifically, 36207 scores 26/100. There are about 9,179 housing units across 36207. About 32% have a four-year degree. Households earn a median $70,090 — near the roughly $78,000 national figure. Roughly 8.5% live below the poverty line.

On the whole, 36207 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.