ZIP 36207 Foreclosure, Tax-Lien & Distress Report
Calhoun County, Alabama · High Vacancy market
DLRadar grades ZIP 36207 (Calhoun County, Alabama) at a moderate 35/100 for overall property distress. The split runs 77/100 structural to 7/100 active on the ground. The pressure is most legible in construction/permit lag (79/100), structural risk (77/100), institutional ownership (57/100). On the quiet end sit mortgage stress (25/100). Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (74/100).
Prices here sit in a expansion phase: values rose 12.9% over the trailing year, and 13% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Owners hold 76% of homes, renters 24%. The vacancy rate is 13.5% — elevated. About 19,251 people live here, median age 43. Around 34% of renters are cost-burdened. The typical home is worth about $202,000 (2.8× income, relatively affordable). On demographic stress specifically, 36207 scores 26/100. The ZIP holds roughly 9,179 housing units. Around 32% of adults hold a bachelor's degree or higher. Median household income is $70,090, near the U.S. median near $78,000. The poverty rate is 8.5%.
On the whole, 36207 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36207 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 36207 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36207 reflects the current record instead of a stale or modeled snapshot.
The 35/100 figure for 36207 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 36207 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 36207’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 36207 Stress Report snapshot
The live 36207 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Calhoun County
Nearest ZIP codes to 36207
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Calhoun County, Alabama
Related ZIP, county and statewide reads linked to Calhoun County, Alabama.
Unlock parcel-level detail for ZIP 36207
Every distressed parcel in 36207 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology