ZIP 36203 Property Distress & Foreclosure Data

Composite property distress in 36203 (Calhoun County, Alabama) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 7/100. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (62/100), construction/permit lag (45/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (85/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (80/100).

The market reads expansion — home values rose 5.6% year on year, and 19% higher over three years, at 31/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 8,154 housing units across 36203. Owners hold 72% of homes, renters 28%. Median household income is $65,920, below the U.S. median near $78,000. Educational attainment sits at 26% bachelor's-or-above. Home values center near $178,700, an affordability ratio of 2.5× — accessible. Vacancy runs 9.3%. DLRadar's demographic-stress index for the area reads 29/100. 15.8% of residents fall below the poverty threshold. About 18,797 people live here, median age 37. Rent burden reaches 40% of tenant households.

Net-net, 36203 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.