ZIP 36250 Foreclosure, Tax-Lien & Distress Report

In Calhoun County, Alabama, ZIP 36250 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. The split runs 78/100 structural to 7/100 active on the ground. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100)). The sharpest non-environmental signals are construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low.

Prices here sit in a expansion phase: values rose 12.9% over the trailing year, and 18% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 4,132 with a median age of 46. There are about 1,859 housing units across 36250. A median home runs $211,600 here, or 2.2 times local income. Educational attainment sits at 24% bachelor's-or-above. Owners hold 88% of homes, renters 12%. Vacancy runs 10.4%. Rent burden reaches 25% of tenant households. The demographic-stress sub-score lands at 22/100. Median household income is $83,438, near the U.S. median near $78,000. 6.9% of residents fall below the poverty threshold.

Net-net, 36250 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 36250 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 36250 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36250 can be compared directly against any other ZIP in Calhoun County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36250, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 figure for 36250 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 36250 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.