ZIP 36277 Property Distress & Foreclosure Data

Calhoun County, Alabama's ZIP 36277 registers 31/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (69/100), institutional ownership (62/100), construction/permit lag (41/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (77/100). The latent-versus-live split is 69/100 structural and 7/100 already moving.

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 24% higher over three years (phase confidence 49/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $65,096, median income runs below typical U.S. levels. The vacancy rate is 8.1%. The poverty rate is 10.8%. Around 38% of renters are cost-burdened. Around 28% of adults hold a bachelor's degree or higher. 5,153 residents call 36277 home, typically aged 36. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 2,049 housing units. 85% of housing is owner-occupied. The typical home is worth about $159,000 (2.1× income, relatively affordable).

Overall, 36277 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.