ZIP 36277 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36277 (Calhoun County, Alabama) returns a moderate composite of 35/100. Its heaviest discrete signals: construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100)). The split runs 78/100 structural to 7/100 active on the ground.

The expansion-phase market in 36277 posted values that rose 12.9% over the year, and 24% higher over three years (phase confidence 100/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $65,096, below the U.S. median near $78,000. The vacancy rate is 8.1%. 10.8% of residents fall below the poverty threshold. Rent burden reaches 38% of tenant households. Educational attainment sits at 28% bachelor's-or-above. 5,153 residents call 36277 home, typically aged 36. DLRadar's demographic-stress index for the area reads 25/100. There are about 2,049 housing units across 36277. The tenure split is 85% owner-occupied to 15% rented. A median home runs $159,000 here, or 2.1 times local income.

Net-net, 36277 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 36277 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 36277 read uses the identical public-record model applied coast to coast, which means its 35/100 score means exactly what it means anywhere else, and 36277 stays directly comparable to neighboring ZIPs and the rest of Calhoun County, Alabama. Sparse data for 36277 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 35/100 for 36277 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 36277 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.