ZIP 36206 Foreclosure, Tax-Lien & Distress Report

ZIP 36206's composite property-distress score is 35/100 - DLRadar classes that as moderate for Calhoun County, Alabama. Property-level stress concentrates in construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). mortgage stress (25/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100)). Latent structural risk is 78/100 while live distress already moving reads 7/100.

The market reads expansion — home values rose 12.9% year on year, and 19% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $55,256 — below the roughly $78,000 national figure. There are about 4,985 housing units across 36206. About 10,723 people live here, median age 38. About 18% have a four-year degree. Around 24% of renters are cost-burdened. The vacancy rate is 13.0% — elevated. DLRadar's demographic-stress index for the area reads 28/100. A median home runs $130,500 here, or 2.3 times local income. 15.7% of residents fall below the poverty threshold. 63% of housing is owner-occupied.

Net-net, 36206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 36206 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 36206 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36206 reflects the current record instead of a stale or modeled snapshot.

The 35/100 for 36206 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 36206 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.