ZIP 36206 Property Distress & Foreclosure Data

In Calhoun County, Alabama, ZIP 36206 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are structural risk (69/100), institutional ownership (62/100), construction/permit lag (41/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (77/100). On the structural side it scores 69/100, with 7/100 of stress already active.

The market reads expansion — home values rose 7.0% year on year, and 19% higher over three years (phase confidence 49/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $55,256, below the U.S. median near $78,000. The ZIP holds roughly 4,985 housing units. About 10,723 people live here, median age 38. Educational attainment sits at 18% bachelor's-or-above. Around 24% of renters are cost-burdened. The vacancy rate is 13.0% — elevated. DLRadar's demographic-stress index for the area reads 28/100. Home values center near $130,500, an affordability ratio of 2.3× — accessible. 15.7% of residents fall below the poverty threshold. Owners hold 63% of homes, renters 37%.

Net-net, 36206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.