ZIP 36265 Foreclosure, Tax-Lien & Distress Report
Calhoun County, Alabama · High Vacancy market
DLRadar grades ZIP 36265 (Calhoun County, Alabama) at a moderate 35/100 for overall property distress. The latent-versus-live split is 77/100 structural and 7/100 already moving. Its standout signals are construction/permit lag (79/100), structural risk (77/100), institutional ownership (57/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (87/100), flood (NFIP) exposure (75/100).
Prices here sit in a expansion phase: values rose 12.9% over the trailing year, and 17% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
21,891 residents call 36265 home, typically aged 34. The typical home is worth about $175,900 (3.2× income, relatively affordable). Median household income is $51,574, below the U.S. median near $78,000. The ZIP holds roughly 9,572 housing units. On demographic stress specifically, 36265 scores 32/100. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. 22.4% of residents fall below the poverty threshold. Around 27% of adults hold a bachelor's degree or higher. 63% of housing is owner-occupied. Rent burden reaches 38% of tenant households.
Taken together, 36265 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 36265 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 36265 runs through one identical scoring model, so its 35/100 sits on the same scale as every other ZIP in Calhoun County, Alabama and the nation. 36265 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
36265's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 36265 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 36265
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 36265 by the numbers
Current distress, phase, housing and lender-pressure figures for 36265, drawn from the same report attached to each property.
Adjacent Calhoun County ZIP reports
Nearest ZIP codes to 36265
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Calhoun County, Alabama — ZIP, county and statewide.
Open the complete 36265 acquisition file
Open 36265 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Built from public records, scored the same way everywhere · methodology