ZIP 36265 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 36265 (Calhoun County, Alabama) at a moderate 35/100 for overall property distress. The latent-versus-live split is 78/100 structural and 7/100 already moving. Its standout signals are construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100).

Prices here sit in a expansion phase: values rose 12.9% over the trailing year, and 17% higher over three years (phase confidence 100/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

21,891 residents call 36265 home, typically aged 34. The typical home is worth about $175,900 (3.2× income, relatively affordable). Median household income is $51,574, below the U.S. median near $78,000. The ZIP holds roughly 9,572 housing units. On demographic stress specifically, 36265 scores 32/100. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. 22.4% of residents fall below the poverty threshold. Around 27% of adults hold a bachelor's degree or higher. 63% of housing is owner-occupied. Rent burden reaches 38% of tenant households.

Taken together, 36265 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 36265 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 36265 runs through one identical public-record model, so its 35/100 sits on the same scale as every other ZIP in Calhoun County, Alabama and the nation. 36265 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

36265's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 36265 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.