ZIP 36265 Property Distress & Foreclosure Data

In Calhoun County, Alabama, ZIP 36265 scores 31 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 69/100 against active distress of 7/100. Its standout signals are structural risk (69/100), institutional ownership (62/100), construction/permit lag (41/100). mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (83/100), flood (NFIP) exposure (77/100).

Prices here sit in a expansion phase: values rose 7.0% over the trailing year, and 17% higher over three years, at 49/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

21,891 residents call 36265 home, typically aged 34. The typical home is worth about $175,900 (3.2× income, relatively affordable). At $51,574, median income runs below typical U.S. levels. There are about 9,572 housing units across 36265. The demographic-stress sub-score lands at 32/100. Vacancy runs 12.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 22.4% — high, a tax-stress and distress correlate. Around 27% of adults hold a bachelor's degree or higher. 63% of housing is owner-occupied. Rent burden reaches 38% of tenant households.

Taken together, 36265 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.