ZIP 35905 Property Distress & Foreclosure Data

In Etowah County, Alabama, ZIP 35905 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural exposure scores 64 and live distress 7 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (83/100). Its standout signals are structural risk (64/100), construction/permit lag (58/100), institutional ownership (53/100). mortgage stress (22/100) stay muted.

Prices here sit in a peak phase: values rose 4.4% over the trailing year, and 20% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

6,308 residents call 35905 home, typically aged 43. 83% of housing is owner-occupied. The typical home is worth about $195,600 (2.9× income, relatively affordable). Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. There are about 2,872 housing units across 35905. The poverty rate is 10.3%. At $65,505, median income runs below typical U.S. levels. Rent burden reaches 21% of tenant households. Around 20% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100.

Taken together, 35905 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

30/100
Composite stress
64/100
Structural risk
7/100
Distress activity

Distress signal breakdown — ZIP 35905

Foreclosure activity0
Mortgage stress22
Climate / FEMA risk86
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Etowah County

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