ZIP 35905 Foreclosure, Tax-Lien & Distress Report
Etowah County, Alabama · High Vacancy market
Composite property distress in 35905 (Etowah County, Alabama) lands at 29/100 — low on DLRadar's distress scoring. The split runs 63/100 structural to 7/100 active on the ground. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100), climate & FEMA risk (86/100). Leading the profile are structural risk (63/100), construction/permit lag (56/100), institutional ownership (48/100). On the quiet end sit mortgage stress (22/100).
The peak-phase market in 35905 posted values that rose 3.5% over the year, 3.5% off the recent peak, and 20% higher over three years, at 35/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
6,308 residents call 35905 home, typically aged 43. Owners hold 83% of homes, renters 17%. A median home runs $195,600 here, or 2.9 times local income. Vacancy runs 17.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,872 housing units. The poverty rate is 10.3%. Households earn a median $65,505 — below the roughly $78,000 national figure. Rent burden reaches 21% of tenant households. Around 20% of adults hold a bachelor's degree or higher. On demographic stress specifically, 35905 scores 26/100.
Net-net, 35905 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35905 at the moment; the composite and its components are still built from verifiable records.
No ZIP is too small to score: 35905 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 35905 shows blanks, not estimates, wherever the record is sparse.
The 29/100 for 35905 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For a buyer, 35905 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 35905 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 35905 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 35905, the same set carried on every parcel.
Nearby ZIPs in Etowah County
Nearest ZIP codes to 35905
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Alabama distress
Keep going: ZIP, county and state distress coverage for Etowah County, Alabama.
Unlock parcel-level detail for ZIP 35905
The full 35905 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology