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Etowah County, AL: Foreclosures, Tax Liens & Distressed Properties

Etowah County, AL, Alabama: 15 ZIP codes scored, Etowah County, AL averaging 28/100 (low, Etowah, AL), from 26 to 34. Etowah County, AL is in its peak phase (Etowah, AL confidence 47/100): Etowah, AL home prices up 0.6% (Etowah, AL) over twelve months, 4.6% under their peak. Etowah County, AL lender headwind: 34/100.

Highest-scoring Etowah County, AL ZIPs: 36271 (34/100), 36272 (29/100), 35905 (28/100), 35972 (28/100), 35121 (27/100), 35901 (27/100). Also scored in Etowah County, AL: 35903, 35904, 35906, 35907, 35956, 35961, 35990, 35952, 35954.

Across Etowah County, AL's scored ZIPs: median home value $156,600, household income $53,419, 17.4% vacancy, 16.1% poverty, 78% owner-occupied, median age 42.1.

Etowah County, AL insurance distress 60/100 (#901 in the US); FEMA hazard 87/100 for Etowah, AL; 3 federal disaster declarations in Etowah County, AL since 2023 (3 hurricane); 2 Etowah, AL NFIP flood claims; Etowah, AL construction distress 48/100.

12 banks with 21 branches lend in Etowah County, AL; Etowah, AL weighted bank stress 57/100, highest 67/100 in Etowah, AL.

Etowah County, AL unemployment 3.7% (Etowah, AL +0.3 pts, six months); 117 new housing units permitted in Etowah County, AL over twelve months, Etowah, AL up 4% from 113; Etowah, AL home prices +10.4% a year (Etowah, AL) over three years.

47,603 housing units in Etowah County, AL; 10,279 Etowah, AL renter households; 44% of Etowah, AL renters spend 30%+ of income on rent, 23% (Etowah, AL) half or more.

Etowah County, AL ranks #623 nationally on the opportunity index (Etowah, AL, among all ranked counties); Etowah, AL scores 32.8/100 and Etowah, AL sits #25 inside Alabama. Etowah, AL is in the peak_opportunity opportunity phase; Etowah, AL's primary driver is vacancy, Etowah, AL second driver bank institutional; Etowah, AL moved down 81 places. 12 short-sale listings across Etowah, AL; 83 days on market observed in Etowah, AL; 17.2% vacancy over 15 Etowah, AL ZIPs.

No CFPB county sample covers Etowah County, AL. The non-metro area reading for Etowah, AL: 1.6% ninety-plus days late; Etowah, AL's thirty-to-eighty-nine share is 4.7% (Etowah, AL, December 2025 data); Alabama overall 1.1%.

Etowah County, AL has 8 watched banks; 8 Etowah, AL banks sit in an elevated band. Etowah, AL footprints: Exchange Bank Of Alabama (5 branches, stress 54) in Etowah, AL; Regions Bank (4 branches, stress 57) in Etowah, AL; Peoples Bank Of Alabama (2 branches, stress 52) in Etowah, AL.

HUD lists 7 assisted multifamily properties in Etowah County, AL with 463 units; 277 Etowah, AL units are assisted, 3 Etowah, AL properties under project-based Section 8.

8,192 of the 47,603 housing units in Etowah, AL sit vacant. Etowah County, AL permitted 0 multifamily units in twelve months; Etowah, AL's one-to-four unit structures added 117 units in Etowah County, AL.

Peak
Market phase
0.6%
Etowah, AL HPI YoY
-4.6%
Drawdown
47
Etowah confidence

Etowah County ZIPs ranked by distress

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