ZIP 35906 Property Distress & Foreclosure Data

DLRadar grades ZIP 35906 (Etowah County, Alabama) at a low 29/100 for overall property distress. Property-level stress concentrates in construction/permit lag (63/100), structural risk (63/100), institutional ownership (50/100). By contrast, mortgage stress (21/100) register low. On the structural side it scores 63/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.7% year on year, and 15% higher over three years (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 34/100. 9.3% of residents fall below the poverty threshold. The vacancy rate is 15.8% — elevated. Educational attainment sits at 22% bachelor's-or-above. Median household income is $58,896, below the U.S. median near $78,000. About 10,443 people live here, median age 41. The ZIP holds roughly 4,769 housing units. Home values center near $220,900, an affordability ratio of 3.4× — accessible. Around 53% of renters are cost-burdened. Owners hold 65% of homes, renters 35%.

Net-net, 35906 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.