ZIP 35906 Foreclosure, Tax-Lien & Distress Report

Etowah County, Alabama's ZIP 35906 registers 25/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (53/100), institutional ownership (47/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (21/100). The split runs 53/100 structural to 6/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 4.6% off the recent peak, and 15% higher over three years (phase confidence 47/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 34/100. 9.3% of residents fall below the poverty threshold. Vacancy runs 15.8%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 22% bachelor's-or-above. Households earn a median $58,896 — below the roughly $78,000 national figure. About 10,443 people live here, median age 41. There are about 4,769 housing units across 35906. Home values center near $220,900, an affordability ratio of 3.4× — accessible. Rent burden reaches 53% of tenant households. 65% of housing is owner-occupied.

Net-net, 35906 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 35906 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 35906's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35906 shows blanks, not estimates, wherever the record is sparse.

35906's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 35906 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.