ZIP 35904 Property Distress & Foreclosure Data

ZIP code 35904 in Etowah County, Alabama carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (63/100), structural risk (63/100), institutional ownership (50/100). On the quiet end sit mortgage stress (21/100). Environmental exposure also runs high (climate & FEMA risk (86/100), FEMA disaster exposure (83/100)). The latent-versus-live split is 63/100 structural and 6/100 already moving.

The peak-phase market in 35904 posted values that rose 3.7% over the year, and 20% higher over three years (phase confidence 30/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Around 32% of renters are cost-burdened. Roughly 26.3% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $117,700 here, or 2.5 times local income. The vacancy rate is 19.0% — elevated. Households earn a median $40,915 — below the roughly $78,000 national figure. On demographic stress specifically, 35904 scores 32/100. About 11% have a four-year degree. The ZIP holds roughly 6,206 housing units. Population is roughly 13,571 with a median age of 41. The tenure split is 70% owner-occupied to 30% rented.

On the whole, 35904 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.