ZIP 35903 Property Distress & Foreclosure Data

Etowah County, Alabama's ZIP 35903 registers 29/100 composite distress, which DLRadar reads as low. Structural risk reads 63/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (83/100), FEMA disaster exposure (83/100). The most distinctive pressure shows up in construction/permit lag (64/100), structural risk (63/100), institutional ownership (51/100). By contrast, mortgage stress (21/100) register low.

The market reads peak — home values rose 3.7% year on year, and 22% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 17,180 people live here, median age 44. There are about 8,449 housing units across 35903. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 18.0%, above the national norm and a classic distress-and-opportunity signal. Owners hold 67% of homes, renters 33%. Median household income is $50,063, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. 16.5% of residents fall below the poverty threshold. Home values center near $172,300, an affordability ratio of 3.4× — accessible. Rent burden reaches 40% of tenant households.

Net-net, 35903 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.