ZIP 35983 Foreclosure, Tax-Lien & Distress Report

ZIP 35983's composite property-distress score is 30/100 - DLRadar classes that as moderate for Cherokee County, Alabama. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (71/100). The pressure is most legible in construction/permit lag (82/100), structural risk (68/100), institutional ownership (58/100). mortgage stress (27/100) stay muted. On the structural side it scores 68/100, with 8/100 of stress already active.

The market reads expansion — home values rose 5.0% year on year, and 14% higher over three years (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $174,300 here, or 2.5 times local income. 90% of housing is owner-occupied. About 3,782 people live here, median age 37. The demographic-stress sub-score lands at 27/100. Vacancy runs 28.9%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $63,329 — below the roughly $78,000 national figure. Rent burden reaches 21% of tenant households. The poverty rate is 17.3% — high, a tax-stress and distress correlate. There are about 1,917 housing units across 35983. Around 17% of adults hold a bachelor's degree or higher.

On the whole, 35983 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35983 at the moment; the composite and its components are still built from verifiable public records.

Whether 35983 runs hot or quiet, its 30/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35983 can be compared directly against any other ZIP in Cherokee County, Alabama or nationwide. Where the public record is thin for 35983, the field stays empty rather than modeled, and fills in as new documents post.

Behind 35983's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 35983 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.