ZIP 35983 Property Distress & Foreclosure Data

DLRadar grades ZIP 35983 (Cherokee County, Alabama) at a moderate 32/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). Property-level stress concentrates in construction/permit lag (96/100), structural risk (73/100), institutional ownership (61/100). mortgage stress (27/100) stay muted. Structural risk reads 73/100 against active distress of 8/100.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 14% higher over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $174,300 (2.5× income, relatively affordable). 90% of housing is owner-occupied. 3,782 residents call 35983 home, typically aged 37. The demographic-stress sub-score lands at 27/100. Vacancy runs 28.9%, above the national norm and a classic distress-and-opportunity signal. At $63,329, median income runs below typical U.S. levels. Rent burden reaches 21% of tenant households. The poverty rate is 17.3% — high, a tax-stress and distress correlate. There are about 1,917 housing units across 35983. Around 17% of adults hold a bachelor's degree or higher.

Taken together, 35983 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.