ZIP 35961 Foreclosure, Tax-Lien & Distress Report

ZIP 35961's composite property-distress score is 27/100 - DLRadar classes that as low for Dekalb County, Alabama. The latent-versus-live split is 58/100 structural and 6/100 already moving. The sharpest non-environmental signals are construction/permit lag (69/100), structural risk (58/100), institutional ownership (44/100). mortgage stress (20/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (76/100).

The peak-phase market in 35961 posted values that rose 3.2% over the year, and 24% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,669 housing units across 35961. Around 35% of renters are cost-burdened. Home values center near $100,200, an affordability ratio of 2.0× — accessible. Around 7% of adults hold a bachelor's degree or higher. The tenure split is 72% owner-occupied to 28% rented. Vacancy runs 23.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 30/100. Roughly 17.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 5,997 with a median age of 37. At $44,119, median income runs below typical U.S. levels.

On the whole, 35961 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 35961 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 35961 stays directly comparable to neighboring ZIPs and the rest of Dekalb County, Alabama. Where the public record is thin for 35961, the field stays empty rather than modeled, and fills in as new documents post.

35961's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 35961 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.