ZIP 35962 Property Distress & Foreclosure Data

Dekalb County, Alabama's ZIP 35962 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (55/100), institutional ownership (46/100). mortgage stress (19/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (78/100). The latent-versus-live split is 55/100 structural and 6/100 already moving.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 54% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $58,000, median income runs below typical U.S. levels. Around 41% of renters are cost-burdened. The ZIP holds roughly 3,489 housing units. Around 13% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 31/100. 79% of housing is owner-occupied. The typical home is worth about $141,700 (2.2× income, relatively affordable). 8,211 residents call 35962 home, typically aged 39. The poverty rate is 21.3% — high, a tax-stress and distress correlate. The vacancy rate is 19.3% — elevated.

Taken together, 35962 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.