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ZIP 35962 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Alabama · High Vacancy market

ZIP code 35962 in Dekalb County, Alabama carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. The sharpest non-environmental signals are structural risk (52/100), construction/permit lag (48/100), institutional ownership (41/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (78/100), FEMA disaster exposure (73/100)). Structural exposure scores 52 and live distress 6 on the 0–100 scale.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 54% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $58,000, median income runs below typical U.S. levels. Rent burden reaches 41% of tenant households. There are about 3,489 housing units across 35962. Around 13% of adults hold a bachelor's degree or higher. On demographic stress specifically, 35962 scores 31/100. The tenure split is 79% owner-occupied to 21% rented. A median home runs $141,700 here, or 2.2 times local income. About 8,211 people live here, median age 39. 21.3% of residents fall below the poverty threshold. Vacancy runs 19.3%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 35962 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 35962 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The number is not local guesswork: 35962's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 35962 reflects the current record instead of a stale or modeled snapshot.

The 25/100 for 35962 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 35962 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

25/100
Composite stress
52/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 35962

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk78
35962 carries 9 additional scored dimensions

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

35962 at a glance

35962 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Built from public records, scored the same way everywhere · methodology

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