ZIP 35968 Property Distress & Foreclosure Data

ZIP code 35968 in Dekalb County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (55/100), structural risk (54/100), institutional ownership (45/100). mortgage stress (19/100) stay muted. On the structural side it scores 54/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 12% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $44,902, median income runs below typical U.S. levels. The poverty rate is 18.5% — high, a tax-stress and distress correlate. 4,540 residents call 35968 home, typically aged 46. The ZIP holds roughly 1,956 housing units. The typical home is worth about $122,400 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 30/100. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 16.3% — elevated. Around 35% of renters are cost-burdened. 83% of housing is owner-occupied.

Taken together, 35968 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.