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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 35968 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Alabama · High Vacancy market

Composite property distress in 35968 (Dekalb County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (74/100), structural risk (58/100), institutional ownership (43/100). On the quiet end sit mortgage stress (19/100). Structural exposure scores 58 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (77/100)).

The market reads peak — home values rose 3.2% year on year, and 12% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Median household income is $44,902, below the U.S. median near $78,000. Roughly 18.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 4,540 with a median age of 46. There are about 1,956 housing units across 35968. The typical home is worth about $122,400 (2.6× income, relatively affordable). The demographic-stress sub-score lands at 30/100. Around 12% of adults hold a bachelor's degree or higher. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 35% of tenant households. Owners hold 83% of homes, renters 17%.

On the whole, 35968 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 35968 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 35968's 27/100 can be lined up against any neighbor in Dekalb County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 35968 shows blanks, not estimates, wherever the record is sparse.

The 27/100 for 35968 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 35968 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.

27/100
Composite stress
58/100
Structural risk
6/100
Distress activity

Signal-by-signal read on 35968

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk77
9 further distress layers are graded for 35968

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

The 35968 distress snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 35968, the same set carried on every parcel.

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Neighbouring ZIPs in Dekalb County

More distress data near 35968

Additional distress intelligence spanning Dekalb County, Alabama by ZIP, county and state.

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Each signal above is traceable to an open dataset · methodology

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