ZIP 35971 Property Distress & Foreclosure Data

Dekalb County, Alabama's ZIP 35971 registers 26/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (55/100), structural risk (54/100), institutional ownership (45/100). mortgage stress (19/100) stay muted. On the structural side it scores 54/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (77/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 12% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $55,231, median income runs below typical U.S. levels. Around 21% of renters are cost-burdened. The poverty rate is 22.7% — high, a tax-stress and distress correlate. The typical home is worth about $143,100 (2.1× income, relatively affordable). The demographic-stress sub-score lands at 27/100. The ZIP holds roughly 1,862 housing units. Around 9% of adults hold a bachelor's degree or higher. The vacancy rate is 7.2%. 73% of housing is owner-occupied. 4,903 residents call 35971 home, typically aged 42.

Taken together, 35971 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.