ZIP 35971 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Alabama's ZIP 35971 registers 27/100 composite distress, which DLRadar reads as low. What sets it apart are the readings on construction/permit lag (74/100), structural risk (58/100), institutional ownership (43/100). By contrast, mortgage stress (19/100) register low. Structurally it carries 58/100, against 6/100 of stress already in motion. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (77/100)).

The market reads peak — home values rose 3.2% year on year, and 12% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

At $55,231, median income runs below typical U.S. levels. Around 21% of renters are cost-burdened. The poverty rate is 22.7% — high, a tax-stress and distress correlate. The typical home is worth about $143,100 (2.1× income, relatively affordable). DLRadar's demographic-stress index for the area reads 27/100. There are about 1,862 housing units across 35971. About 9% have a four-year degree. Vacancy runs 7.2%. 73% of housing is owner-occupied. Population is roughly 4,903 with a median age of 42.

Net-net, 35971 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 35971 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 35971's 27/100 can be lined up against any neighbor in Dekalb County, Alabama or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 35971 reflects the current record instead of a stale or modeled snapshot.

35971's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 35971 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.