ZIP 35975 Property Distress & Foreclosure Data

Composite property distress in 35975 (Dekalb County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (58/100), construction/permit lag (54/100), institutional ownership (49/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 58/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (79/100).

The market reads peak — home values rose 3.5% year on year (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

21.3% of residents fall below the poverty threshold. Owners hold 93% of homes, renters 7%. Median household income is $29,824, below the U.S. median near $78,000. Educational attainment sits at 9% bachelor's-or-above. The vacancy rate is 9.8%. About 1,340 people live here, median age 47. DLRadar's demographic-stress index for the area reads 38/100. Home values center near $176,100, an affordability ratio of 6.1×. Around 28% of renters are cost-burdened. The ZIP holds roughly 703 housing units.

Net-net, 35975 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.