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ZIP 35975 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Alabama · High Poverty market

On DLRadar's 0-100 distress scale, ZIP 35975 in Dekalb County, Alabama comes in at 23, a low composite-distress reading. Leading the profile are structural risk (48/100), institutional ownership (44/100), mortgage stress (20/100). mortgage stress (20/100) and construction/permit lag (15/100) stay muted. Structural exposure scores 48 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (87/100), climate & FEMA risk (79/100).

The peak-phase market in 35975 posted values that rose 3.2% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

21.3% of residents fall below the poverty threshold. Owners hold 93% of homes, renters 7%. At $29,824, median income runs below typical U.S. levels. Around 9% of adults hold a bachelor's degree or higher. The vacancy rate is 9.8%. Population is roughly 1,340 with a median age of 47. The demographic-stress sub-score lands at 38/100. Home values center near $176,100, an affordability ratio of 6.1×. Around 28% of renters are cost-burdened. The ZIP holds roughly 703 housing units.

On the whole, 35975 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 35975 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 35975 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 35975 stays directly comparable to neighboring ZIPs and the rest of Dekalb County, Alabama. Where the record is thin for 35975, the field stays empty rather than modeled, and fills in as new documents post.

35975's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 35975 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

23/100
Composite stress
48/100
Structural risk
6/100
Distress activity

ZIP 35975 distress signals, scored

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk79
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

ZIP 35975 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 35975, drawn from the same report attached to each property.

Loading ZIP 35975 stress data…

More ZIPs across Dekalb County

Nearest ZIP codes to 35975

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

More distress data near 35975

Related ZIP, county and statewide reads linked to Dekalb County, Alabama.

See every distressed parcel in 35975

See who owns each distressed property in 35975, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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