ZIP 35951 Foreclosure, Tax-Lien & Distress Report
Marshall County, Alabama · High Vacancy market
ZIP 35951's composite property-distress score is 25/100 - DLRadar classes that as low for Marshall County, Alabama. Environmental exposure also runs high (climate & FEMA risk (84/100), FEMA disaster exposure (78/100)). The split runs 52/100 structural to 7/100 active on the ground. Its heaviest discrete signals: institutional ownership (54/100), structural risk (52/100), mortgage stress (23/100). mortgage stress (23/100) stay muted.
The peak-phase market in 35951 posted values that rose 3.2% over the year, and 13% higher over three years (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
On demographic stress specifically, 35951 scores 33/100. Around 35% of renters are cost-burdened. Home values center near $161,000, an affordability ratio of 2.8× — accessible. The vacancy rate is 14.2% — elevated. Roughly 26.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 74% owner-occupied to 26% rented. About 14% have a four-year degree. About 14,112 people live here, median age 37. Median household income is $51,869, below the U.S. median near $78,000. There are about 5,672 housing units across 35951.
On the whole, 35951 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Big metro or rural, 35951 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Marshall County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 35951 shows blanks, not estimates, wherever the record is sparse.
Each component behind 35951 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. The point of the 35951 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 35951
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 35951 Stress Report snapshot
A live read on 35951: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Neighbouring ZIPs in Marshall County
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Rules-based scoring — each signal ties to a public dataset · methodology