ZIP 35951 Property Distress & Foreclosure Data

DLRadar grades ZIP 35951 (Marshall County, Alabama) at a moderate 30/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100), FEMA disaster exposure (83/100). The latent-versus-live split is 66/100 structural and 7/100 already moving. Property-level stress concentrates in structural risk (66/100), institutional ownership (57/100), construction/permit lag (53/100). By contrast, mortgage stress (23/100) register low.

The market reads peak — home values rose 3.5% year on year, and 13% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 33/100. Around 35% of renters are cost-burdened. Home values center near $161,000, an affordability ratio of 2.8× — accessible. The vacancy rate is 14.2% — elevated. 26.0% of residents fall below the poverty threshold. Owners hold 74% of homes, renters 26%. Educational attainment sits at 14% bachelor's-or-above. About 14,112 people live here, median age 37. Median household income is $51,869, below the U.S. median near $78,000. The ZIP holds roughly 5,672 housing units.

Net-net, 35951 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.