ZIP 35957 Foreclosure, Tax-Lien & Distress Report

ZIP code 35957 in Marshall County, Alabama carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — FEMA disaster exposure (87/100), climate & FEMA risk (83/100). Structural exposure scores 52 and live distress 7 on the 0–100 scale. What sets it apart are the readings on institutional ownership (52/100), structural risk (52/100), mortgage stress (22/100). On the quiet end sit mortgage stress (22/100).

The market reads peak — home values rose 3.2% year on year, and 21% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 13% have a four-year degree. Around 17% of renters are cost-burdened. On demographic stress specifically, 35957 scores 28/100. The typical home is worth about $162,600 (2.6× income, relatively affordable). There are about 6,451 housing units across 35957. Owners hold 69% of homes, renters 31%. At $53,859, median income runs below typical U.S. levels. The vacancy rate is 11.5% — elevated. 17.6% of residents fall below the poverty threshold. About 16,672 people live here, median age 36.

On balance 35957 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 35957 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 35957's 25/100 can be lined up against any neighbor in Marshall County, Alabama or any ZIP coast to coast. 35957 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

35957's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 35957 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.