ZIP 35984 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Alabama's ZIP 35984 registers 28/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (71/100). Structurally it carries 60/100, against 6/100 of stress already in motion. What sets it apart are the readings on construction/permit lag (75/100), structural risk (60/100), institutional ownership (47/100). On the quiet end sit mortgage stress (21/100).

The market reads peak — home values rose 3.7% year on year, and 33% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 1,301 housing units. The poverty rate is 17.3% — high, a tax-stress and distress correlate. At $39,375, median income runs below typical U.S. levels. Rent burden reaches 0% of tenant households. The tenure split is 84% owner-occupied to 16% rented. Around 31% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 25/100. 1,346 residents call 35984 home, typically aged 61. The vacancy rate is 50.3% — elevated. The typical home is worth about $138,000 (2.7× income, relatively affordable).

Net-net, 35984 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 35984 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 35984's 28/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35984 shows blanks, not estimates, wherever the record is sparse.

Each component behind 35984 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 28/100 roll-up. Treat 35984 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.