ZIP 35963 Property Distress & Foreclosure Data

ZIP code 35963 in Dekalb County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 54 and live distress 6 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (55/100), structural risk (54/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (77/100).

The market reads peak — home values rose 3.5% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Home values center near $82,600, an affordability ratio of 1.5× — accessible. Educational attainment sits at 5% bachelor's-or-above. About 1,562 people live here, median age 39. There are about 556 housing units across 35963. Owners hold 83% of homes, renters 17%. 26.0% of residents fall below the poverty threshold. Vacancy runs 10.1%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $69,717, near the U.S. median near $78,000. Rent burden reaches 54% of tenant households.

Net-net, 35963 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.