ZIP 35986 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 35986 in Dekalb County, Alabama comes in at 27, a low composite-distress reading. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (77/100)). The split runs 58/100 structural to 6/100 active on the ground. The pressure is most legible in construction/permit lag (74/100), structural risk (58/100), institutional ownership (43/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 31% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $65,774, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 30/100. Roughly 13.5% live below the poverty line. Rent burden reaches 48% of tenant households. 85% of housing is owner-occupied. There are about 3,766 housing units across 35986. Population is roughly 8,221 with a median age of 44. The typical home is worth about $221,600 (3.2× income, relatively affordable). Around 25% of adults hold a bachelor's degree or higher. Vacancy runs 10.3%.

Overall, 35986 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 35986 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35986 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35986 can be compared directly against any other ZIP in Dekalb County, Alabama or nationwide. Where the public record is thin for 35986, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 35986 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. In workflow terms, 35986 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.