ZIP 35959 Property Distress & Foreclosure Data

ZIP code 35959 in Cherokee County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (96/100), structural risk (73/100), institutional ownership (61/100). mortgage stress (27/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). The latent-versus-live split is 73/100 structural and 8/100 already moving.

Prices here sit in a peak phase: values rose 4.2% over the trailing year, and 20% higher over three years (phase confidence 38/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $234,500 (4.1× income). The ZIP holds roughly 3,151 housing units. At $47,547, median income runs below typical U.S. levels. Around 28% of renters are cost-burdened. The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 16% of adults hold a bachelor's degree or higher. The vacancy rate is 38.4% — elevated. The demographic-stress sub-score lands at 35/100. 78% of housing is owner-occupied. 4,431 residents call 35959 home, typically aged 53.

Taken together, 35959 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.