ZIP 35959 Foreclosure, Tax-Lien & Distress Report

ZIP 35959's composite property-distress score is 30/100 - DLRadar classes that as moderate for Cherokee County, Alabama. The pressure is most legible in construction/permit lag (81/100), structural risk (68/100), institutional ownership (58/100). On the quiet end sit mortgage stress (27/100). It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (71/100). Structurally it carries 68/100, against 8/100 of stress already in motion.

The market reads expansion — home values rose 5.0% year on year, and 20% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $234,500, an affordability ratio of 4.1×. There are about 3,151 housing units across 35959. Median household income is $47,547, below the U.S. median near $78,000. Around 28% of renters are cost-burdened. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 16% bachelor's-or-above. The vacancy rate is 38.4% — elevated. DLRadar's demographic-stress index for the area reads 35/100. The tenure split is 78% owner-occupied to 22% rented. About 4,431 people live here, median age 53.

On the whole, 35959 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 35959 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 35959 runs through one identical public-record model, so its 30/100 sits on the same scale as every other ZIP in Cherokee County, Alabama and the nation. Where the public record is thin for 35959, the field stays empty rather than modeled, and fills in as new documents post.

35959's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 35959 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.