ZIP 35960 Foreclosure, Tax-Lien & Distress Report
Cherokee County, Alabama · High Vacancy market
Cherokee County, Alabama's ZIP 35960 registers 30/100 composite distress, which DLRadar reads as moderate. Leading the profile are construction/permit lag (82/100), structural risk (68/100), institutional ownership (58/100). mortgage stress (27/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), flood (NFIP) exposure (71/100). Structural exposure scores 68 and live distress 8 on the 0–100 scale.
Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 24% higher over three years, at 34/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Median household income is $47,868, below the U.S. median near $78,000. Population is roughly 9,044 with a median age of 54. The poverty rate is 11.4%. About 17% have a four-year degree. Around 30% of renters are cost-burdened. The ZIP holds roughly 5,853 housing units. Owners hold 75% of homes, renters 25%. The vacancy rate is 28.2% — elevated. DLRadar's demographic-stress index for the area reads 32/100. A median home runs $181,200 here, or 3.7 times local income.
Net-net, 35960 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 35960 at the moment; the composite and its components are still built from verifiable public records.
No ZIP is too small to score: 35960 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 30/100 composite is a like-for-like number rather than an isolated estimate. 35960 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 30/100 figure for 35960 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 35960 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
What is driving ZIP 35960’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 35960 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 35960, the same set carried on every parcel.
Adjacent Cherokee County ZIP reports
Keep exploring Alabama distress
More ZIP, county and state distress intelligence connected to Cherokee County, Alabama.
See every distressed parcel in 35960
See who owns each distressed property in 35960, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology