ZIP 35960 Property Distress & Foreclosure Data

DLRadar grades ZIP 35960 (Cherokee County, Alabama) at a moderate 32/100 for overall property distress. Property-level stress concentrates in construction/permit lag (96/100), structural risk (73/100), institutional ownership (61/100). By contrast, mortgage stress (27/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), flood (NFIP) exposure (72/100). On the structural side it scores 73/100, with 8/100 of stress already active.

The market reads peak — home values rose 4.2% year on year, and 24% higher over three years (phase confidence 38/100). Topping markets hide individual distress behind strong averages.

Median household income is $47,868, below the U.S. median near $78,000. About 9,044 people live here, median age 54. 11.4% of residents fall below the poverty threshold. Educational attainment sits at 17% bachelor's-or-above. Around 30% of renters are cost-burdened. The ZIP holds roughly 5,853 housing units. Owners hold 75% of homes, renters 25%. The vacancy rate is 28.2% — elevated. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $181,200, an affordability ratio of 3.7× — accessible.

Net-net, 35960 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.