ZIP 35956 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35956 (Etowah County, Alabama) at a low 25/100 for overall property distress. Latent structural risk is 53/100 while live distress already moving reads 6/100. Leading the profile are structural risk (53/100), institutional ownership (47/100), construction/permit lag (28/100). construction/permit lag (28/100) and mortgage stress (21/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 0.6% over the trailing year, 4.6% off the recent peak, and 17% higher over three years, at 47/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 20.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 14.9%. A median home runs $181,900 here, or 3.0 times local income. 81% of housing is owner-occupied. The ZIP holds roughly 3,946 housing units. Around 19% of adults hold a bachelor's degree or higher. 8,381 residents call 35956 home, typically aged 38. DLRadar's demographic-stress index for the area reads 31/100. Around 38% of renters are cost-burdened. Households earn a median $57,598 — below the roughly $78,000 national figure.

Taken together, 35956 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 35956 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35956 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35956 can be compared directly against any other ZIP in Etowah County, Alabama or nationwide. Every figure is auditable to a public dataset and refreshed on ingest; 35956 shows blanks, not estimates, wherever the record is sparse.

The 25/100 for 35956 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 35956 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.