ZIP 35956 Property Distress & Foreclosure Data

DLRadar grades ZIP 35956 (Etowah County, Alabama) at a low 29/100 for overall property distress. Structural exposure scores 63 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (63/100), structural risk (63/100), institutional ownership (50/100). mortgage stress (21/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), FEMA disaster exposure (83/100).

Prices here sit in a peak phase: values rose 3.7% over the trailing year, and 17% higher over three years, at 30/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Vacancy runs 20.4%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 14.9%. The typical home is worth about $181,900 (3.0× income, relatively affordable). 81% of housing is owner-occupied. There are about 3,946 housing units across 35956. Around 19% of adults hold a bachelor's degree or higher. 8,381 residents call 35956 home, typically aged 38. The demographic-stress sub-score lands at 31/100. Rent burden reaches 38% of tenant households. At $57,598, median income runs below typical U.S. levels.

Taken together, 35956 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.