ZIP 35765 Property Distress & Foreclosure Data

ZIP code 35765 in Jackson County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 54 and live distress 6 on the 0–100 scale. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (76/100). What sets it apart are the readings on structural risk (54/100), institutional ownership (49/100), construction/permit lag (44/100). By contrast, mortgage stress (20/100) register low.

The market reads peak — home values rose 3.5% year on year, and 35% higher over three years, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 2,005 housing units across 35765. 9.9% of residents fall below the poverty threshold. Home values center near $145,300, an affordability ratio of 2.3× — accessible. Owners hold 82% of homes, renters 18%. Educational attainment sits at 21% bachelor's-or-above. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. Median household income is $65,482, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. About 4,297 people live here, median age 47. Rent burden reaches 30% of tenant households.

Net-net, 35765 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

26/100
Composite stress
54/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 35765

Foreclosure activity0
Mortgage stress20
Climate / FEMA risk76
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Jackson County

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