ZIP 35765 Foreclosure, Tax-Lien & Distress Report

In Jackson County, Alabama, ZIP 35765 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. The split runs 54/100 structural to 6/100 active on the ground. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (76/100)). The sharpest non-environmental signals are structural risk (54/100), construction/permit lag (48/100), institutional ownership (46/100). On the quiet end sit mortgage stress (20/100).

The peak-phase market in 35765 posted values that rose 3.2% over the year, and 35% higher over three years (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The ZIP holds roughly 2,005 housing units. The poverty rate is 9.9%. The typical home is worth about $145,300 (2.3× income, relatively affordable). Owners hold 82% of homes, renters 18%. Educational attainment sits at 21% bachelor's-or-above. The vacancy rate is 18.3% — elevated. Median household income is $65,482, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 26/100. 4,297 residents call 35765 home, typically aged 47. Around 30% of renters are cost-burdened.

Taken together, 35765 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 35765 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 35765 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Jackson County, Alabama and the nation. Sparse data for 35765 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 25/100 figure for 35765 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 35765 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.