ZIP 35768 Foreclosure, Tax-Lien & Distress Report

In Jackson County, Alabama, ZIP 35768 scores 25 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (54/100), institutional ownership (47/100), construction/permit lag (46/100). By contrast, mortgage stress (20/100) register low. On the structural side it scores 54/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (75/100).

The peak-phase market in 35768 posted values that rose 3.2% over the year, and 18% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $157,900 here, or 2.8 times local income. Educational attainment sits at 16% bachelor's-or-above. At $47,612, median income runs below typical U.S. levels. Rent burden reaches 44% of tenant households. The vacancy rate is 10.5%. Population is roughly 12,394 with a median age of 39. Roughly 23.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 5,559 housing units. 66% of housing is owner-occupied.

Taken together, 35768 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 35768's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 35768, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 figure for 35768 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 35768 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.