ZIP 35768 Property Distress & Foreclosure Data

Composite property distress in 35768 (Jackson County, Alabama) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (54/100), institutional ownership (49/100), construction/permit lag (43/100). By contrast, mortgage stress (20/100) register low. The latent-versus-live split is 54/100 structural and 6/100 already moving. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (75/100).

The market reads peak — home values rose 3.5% year on year, and 18% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Home values center near $157,900, an affordability ratio of 2.8× — accessible. Educational attainment sits at 16% bachelor's-or-above. Median household income is $47,612, below the U.S. median near $78,000. Around 44% of renters are cost-burdened. The vacancy rate is 10.5%. About 12,394 people live here, median age 39. 23.7% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 5,559 housing units. Owners hold 66% of homes, renters 34%.

Net-net, 35768 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.