ZIP 35966 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35966 (Jackson County, Alabama) returns a low composite of 26/100. Leading the profile are construction/permit lag (55/100), structural risk (55/100), institutional ownership (46/100). On the quiet end sit mortgage stress (19/100). Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (76/100)). Structural exposure scores 55 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 3.2% year on year, and 51% higher over three years (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

Median household income is $44,492, below the U.S. median near $78,000. 13.0% of residents fall below the poverty threshold. Around 6% of adults hold a bachelor's degree or higher. About 3,975 people live here, median age 45. The vacancy rate is 16.0% — elevated. Home values center near $149,700, an affordability ratio of 3.3× — accessible. Rent burden reaches 33% of tenant households. There are about 1,685 housing units across 35966. The demographic-stress sub-score lands at 31/100. The tenure split is 82% owner-occupied to 18% rented.

On the whole, 35966 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35966 at the moment; the composite and its components are still built from verifiable public records.

Whether 35966 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35966 can be compared directly against any other ZIP in Jackson County, Alabama or nationwide. Sparse data for 35966 shows as blanks, never estimates, and the score updates on every fresh public filing.

35966's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 35966 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.