ZIP 35966 Property Distress & Foreclosure Data

Composite property distress in 35966 (Jackson County, Alabama) lands at 26/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (54/100), institutional ownership (48/100), construction/permit lag (47/100). By contrast, mortgage stress (19/100) register low. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (76/100). The latent-versus-live split is 54/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.5% year on year, and 51% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

Median household income is $44,492, below the U.S. median near $78,000. 13.0% of residents fall below the poverty threshold. Educational attainment sits at 6% bachelor's-or-above. About 3,975 people live here, median age 45. The vacancy rate is 16.0% — elevated. Home values center near $149,700, an affordability ratio of 3.3× — accessible. Around 33% of renters are cost-burdened. The ZIP holds roughly 1,685 housing units. DLRadar's demographic-stress index for the area reads 31/100. Owners hold 82% of homes, renters 18%.

Net-net, 35966 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.