ZIP 35746 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35746 (Jackson County, Alabama) returns a low composite of 25/100. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (75/100). The latent-versus-live split is 54/100 structural and 6/100 already moving. Property-level stress concentrates in structural risk (54/100), institutional ownership (47/100), construction/permit lag (46/100). mortgage stress (20/100) stay muted.

Prices here sit in a peak phase: values rose 3.2% over the trailing year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Educational attainment sits at 10% bachelor's-or-above. Home values center near $166,500, an affordability ratio of 2.8× — accessible. The vacancy rate is 18.1% — elevated. Around 0% of renters are cost-burdened. Median household income is $45,938, below the U.S. median near $78,000. On demographic stress specifically, 35746 scores 20/100. Roughly 1.2% live below the poverty line, a low share typical of higher-equity areas. Owners hold 96% of homes, renters 4%. 817 residents call 35746 home, typically aged 56. The ZIP holds roughly 542 housing units.

Taken together, 35746 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 35746 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 35746 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Jackson County, Alabama and the nation. Sparse data for 35746 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 35746's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 35746 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.