ZIP 35740 Property Distress & Foreclosure Data

Composite property distress in 35740 (Jackson County, Alabama) lands at 25/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (54/100), institutional ownership (49/100), construction/permit lag (43/100). mortgage stress (20/100) stay muted. On the structural side it scores 54/100, with 6/100 of stress already active. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (75/100).

Prices here sit in a peak phase: values rose 3.5% over the trailing year, and 74% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

66% of housing is owner-occupied. The poverty rate is 23.5% — high, a tax-stress and distress correlate. Around 28% of renters are cost-burdened. The ZIP holds roughly 1,781 housing units. At $41,374, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 31/100. The typical home is worth about $141,900 (2.7× income, relatively affordable). The vacancy rate is 11.9% — elevated. Around 10% of adults hold a bachelor's degree or higher. 3,285 residents call 35740 home, typically aged 48.

Taken together, 35740 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.