ZIP 35981 Property Distress & Foreclosure Data

ZIP code 35981 in Dekalb County, Alabama carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100), climate & FEMA risk (77/100). What sets it apart are the readings on construction/permit lag (55/100), structural risk (54/100), institutional ownership (45/100). By contrast, mortgage stress (19/100) register low. Structural exposure scores 54 and live distress 6 on the 0–100 scale.

The market reads peak — home values rose 3.5% year on year, at 32/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 26.8%, above the national norm and a classic distress-and-opportunity signal. There are about 793 housing units across 35981. Home values center near $152,200, an affordability ratio of 2.4× — accessible. Owners hold 83% of homes, renters 17%. Educational attainment sits at 17% bachelor's-or-above. Rent burden reaches 4% of tenant households. About 1,882 people live here, median age 47. Median household income is $41,434, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 25/100. 15.8% of residents fall below the poverty threshold.

Net-net, 35981 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.