ZIP 35981 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35981 (Dekalb County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (77/100). What sets it apart are the readings on construction/permit lag (74/100), structural risk (58/100), institutional ownership (43/100). mortgage stress (19/100) stay muted. Structural exposure scores 58 and live distress 6 on the 0–100 scale.

The peak-phase market in 35981 posted values that rose 3.2% over the year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Vacancy runs 26.8%, above the national norm and a classic distress-and-opportunity signal. There are about 793 housing units across 35981. The typical home is worth about $152,200 (2.4× income, relatively affordable). 83% of housing is owner-occupied. About 17% have a four-year degree. Around 4% of renters are cost-burdened. Population is roughly 1,882 with a median age of 47. Households earn a median $41,434 — below the roughly $78,000 national figure. On demographic stress specifically, 35981 scores 25/100. The poverty rate is 15.8%.

On the whole, 35981 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 35981 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 35981 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 35981 stays directly comparable to neighboring ZIPs and the rest of Dekalb County, Alabama. Nothing here is interpolated — where a source is thin for 35981, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 27/100 for 35981 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 35981 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.