ZIP 35776 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 35776 (Jackson County, Alabama) returns a low composite of 25/100. The latent-versus-live split is 53/100 structural and 6/100 already moving. The pressure is most legible in structural risk (53/100), institutional ownership (49/100), construction/permit lag (31/100). By contrast, construction/permit lag (31/100) and mortgage stress (20/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (78/100), FEMA disaster exposure (78/100).

Prices here sit in a peak phase: values rose 3.2% over the trailing year, and 17% higher over three years, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,652 housing units across 35776. The vacancy rate is 19.2% — elevated. Population is roughly 3,332 with a median age of 45. Around 17% of adults hold a bachelor's degree or higher. Owners hold 87% of homes, renters 13%. At $49,167, median income runs below typical U.S. levels. Roughly 7.4% live below the poverty line, a low share typical of higher-equity areas. Rent burden reaches 19% of tenant households. Home values center near $159,400, an affordability ratio of 2.7× — accessible. On demographic stress specifically, 35776 scores 25/100.

On the whole, 35776 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 35776 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 35776 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 25/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 35776 reflects the current record instead of a stale or modeled snapshot.

35776's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 35776 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.