Jackson County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jackson County, Alabama? DLRadar grades every Jackson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 32/100. Here is the 2026 Jackson County breakdown.
- Jackson County's most distressed ZIP is 35748 at 32/100.
- 22 ZIP codes tracked in Jackson County, averaging 26/100 distress.
- Jackson County reads peak — home values up 3.2% year over year.
- Vacancy runs 19.2% across Jackson County's tracked ZIPs, with a 16.3% poverty rate.
- The typical Jackson County home is worth about $170,795 against a ~$57,970 median income.
- Lending headwind in Jackson County sits at 41/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 35748 | 32/100 |
| 2 | 35971 | 27/100 |
| 3 | 35978 | 27/100 |
| 4 | 35979 | 27/100 |
| 5 | 35771 | 26/100 |
| 6 | 35966 | 26/100 |
| 7 | 35740 | 25/100 |
| 8 | 35744 | 25/100 |
| 9 | 35745 | 25/100 |
| 10 | 35746 | 25/100 |
| 11 | 35751 | 25/100 |
| 12 | 35752 | 25/100 |
Most distressed ZIP codes in Jackson County (composite distress 0-100, 2026)
What is driving Jackson County distress
Jackson County's placement in the national index rests on public filings — a 26/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Jackson County market phase and pricing
DLRadar places Jackson County in peak; prices moved up 3.2% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Jackson County
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Questions about this county
Which Jackson County ZIP scores worst for distress?
ZIP 35748 leads Jackson County at 32/100, recomputed monthly from public records.
What stage of the price cycle is Jackson County at?
Jackson County reads peak, with home prices up 3.2% year over year. Phase comes from FHFA House Price Index trajectory.
Can the Jackson County figures be verified?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 22 Jackson County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Jackson County ZIP codes?
Averaging the county conceals how uneven it is. Across the Jackson County ZIPs DLRadar ranks, scores run from 32/100 in 35748 down to 25/100 in 35752, against a Jackson County average of 26/100. Because the gap runs to 7 points, Jackson County rewards ZIP-level precision.
What do Jackson County home values and vacancy say about distressed supply?
The typical Jackson County home carries about $170,795 of value against a median household income near $57,970. Vacancy across Jackson County's tracked ZIPs runs 19.2% and the poverty rate is 16.3%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Jackson County's filings and its 41/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.