Jackson County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jackson County, AL distress report, 2026: 22 ZIPs scored in Jackson, AL, Jackson, AL average 25/100; the top Jackson, AL ZIP is 35748 at 32/100; Jackson, AL market phase peak, Jackson, AL prices +3.2% year over year.
- Jackson, AL ranks #1,831 nationally (opportunity index); Jackson, AL #62 in Alabama; Jackson, AL index 28.3.
- Jackson, AL: no CFPB county sample; Jackson, AL non-metro area reading 1.6%.
- Jackson, AL ZIP phases: 22 peak.
- Jackson, AL residential listings tracked: 16 across 17 ZIPs; Jackson, AL candidate listings 7.
- Jackson, AL HUD assisted properties: 2 with 60 units.
- Jackson, AL lenders on watch: 6; largest Jackson, AL footprint First Jackson Bank Inc (5 branches).
- Jackson, AL most distressed ZIP: 35748 at 32/100.
Jackson, AL figures: DLRadar distress index; Jackson, AL inputs: CFPB, FHFA, HUD, FDIC; Jackson, AL rebuilt as sources refresh.
| Rank | Jackson, AL ZIP | Score |
|---|---|---|
| 1 | 35748 | 32/100 |
| 2 | 35971 | 27/100 |
| 3 | 35978 | 27/100 |
| 4 | 35979 | 26/100 |
| 5 | 35740 | 25/100 |
| 6 | 35744 | 25/100 |
| 7 | 35745 | 25/100 |
| 8 | 35746 | 25/100 |
| 9 | 35751 | 25/100 |
| 10 | 35752 | 25/100 |
| 11 | 35764 | 25/100 |
| 12 | 35765 | 25/100 |
Most distressed Jackson, AL ZIPs (0-100, 2026)
Mortgage delinquency around Jackson, AL
No CFPB county sample covers Jackson, AL; the non-metro area reading for Jackson, AL: 1.6% ninety-plus; Jackson, AL area thirty-to-eighty-nine 4.7% (December 2025, Jackson, AL); Alabama overall 1.1%.
Opportunity index: Jackson, AL
Jackson, AL index 28.3, Jackson, AL phase early_signal; Jackson, AL primary driver vacancy, Jackson, AL second driver bank institutional. Jackson, AL components: property stress 19.0, foreclosure pressure 18.8, listing discounts 22.6, bank stress 56.0, insurance 0.0; Jackson, AL pulse 32.7; Jackson, AL capital opportunity 21.7; Jackson, AL seven-day change +0.1%.
ZIP market phases inside Jackson, AL
22 Jackson, AL ZIPs carry a price-cycle phase; Jackson, AL ZIPs by phase (Jackson, AL), deepest drawdown first: peak, +3.2% YoY (Jackson, AL): 35740, 35744, 35745, 35746, Jackson, AL 35751, 35752, 35755, 35764, Jackson, AL 35765, 35766, 35768, 35769, Jackson, AL 35771, 35772, 35774; peak, +2.9% YoY (Jackson, AL): 35748.
Residential listings by Jackson, AL ZIP
Jackson, AL ZIPs with the most tracked Jackson, AL residential listings: 35768 5 listings, 1 candidates, bank pressure 66; 35772 4 listings, 1 candidates, bank pressure 66; 35769 3 listings, 3 candidates, bank pressure 62; 35776 2 listings, 1 candidates, bank pressure 62 (Jackson, AL); 35746 1 listings, 1 candidates, bank pressure 66; 35751 1 listings, 0 candidates, bank pressure 66; 35740 0 listings, 0 candidates, bank pressure 66; 35744 0 listings, 0 candidates, bank pressure 66. Jackson, AL totals: 16 listings; Jackson, AL candidates 7; active ZIPs 1.
HUD assisted housing in Jackson, AL
2 assisted properties with 60 units sit in Jackson, AL; largest Jackson, AL properties: Scottsboro East (Scottsboro) 50 units, 50 assisted; Scottsboro Group Home (Scottsboro) 10 units, 9 assisted.
Lenders with branches in Jackson, AL
Jackson, AL lenders by branch count: First Jackson Bank Inc (Jackson, AL): stress 37, 5 branches low in Jackson, AL; First Southern State Bank (Jackson, AL): stress 65, 4 branches low in Jackson, AL; Citizens Bank&Trust (Jackson, AL): stress 89, 1 branch low in Jackson, AL; Cb&S Bank Inc (Jackson, AL): stress 87, 1 branch low in Jackson, AL; Peoples Independent Bank (Jackson, AL): stress 64, 1 branch low in Jackson, AL; Regions Bank (Jackson, AL): stress 57, 1 branch low in Jackson, AL.
Vacancy and permits, Jackson, AL
3,119 of 24,914 Jackson, AL housing units are vacant; Jackson, AL permits, twelve months: 0 multifamily units in Jackson, AL, 53 one-to-four unit units.
Work Jackson, AL at the parcel level
Every Jackson, AL parcel carries owner and address; every Jackson, AL parcel carries APN; Jackson, AL distress scores sit on the Jackson, AL live board.
Jackson, AL figures refresh with each source.
Jackson, AL questions
Most distressed ZIP code in Jackson County, AL?
ZIP 35748 leads Jackson, AL at 32/100; next in Jackson, AL: 35971 at 27/100; the Jackson, AL average is 25/100.
Where does Jackson County, AL rank for investment opportunity?
Jackson, AL is #1,831 among all ranked counties, #62 in Alabama; the Jackson, AL driver is vacancy; Jackson, AL moved down 141 places.
How many mortgages are delinquent in Jackson County, AL?
Jackson, AL takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Jackson, AL.
Which banks lend in Jackson County, AL?
6 watched lenders hold Jackson, AL branches; the largest Jackson, AL footprints are First Jackson Bank Inc (5), First Southern State Bank (4), Citizens Bank&Trust (1).
More on Jackson, AL
Jackson County, AL distress report: public-record figures for Jackson, AL; not legal advice for Jackson, AL; not tax or investment advice; verify every Jackson, AL record before acting.