ZIP 35974 Property Distress & Foreclosure Data

DLRadar grades ZIP 35974 (Dekalb County, Alabama) at a low 26/100 for overall property distress. Structural exposure scores 54 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (77/100). Property-level stress concentrates in construction/permit lag (55/100), structural risk (54/100), institutional ownership (45/100). mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.5% over the trailing year, at 32/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

1,998 residents call 35974 home, typically aged 32. The typical home is worth about $155,900 (2.5× income, relatively affordable). 77% of housing is owner-occupied. Vacancy runs 4.3%. There are about 639 housing units across 35974. The demographic-stress sub-score lands at 26/100. At $64,821, median income runs below typical U.S. levels. Rent burden reaches 25% of tenant households. Around 20% of adults hold a bachelor's degree or higher. The poverty rate is 13.4%.

Overall, 35974 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.