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ZIP 35974 Foreclosure, Tax-Lien & Distress Report

Dekalb County, Alabama · Affordable market

Scored purely from public records, 35974 (Dekalb County, Alabama) returns a low composite of 27/100. On the structural side it scores 58/100, with 6/100 of stress already active. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (77/100)). What sets it apart are the readings on construction/permit lag (74/100), structural risk (58/100), institutional ownership (43/100). mortgage stress (19/100) stay muted.

The peak-phase market in 35974 posted values that rose 3.2% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 1,998 people live here, median age 32. Home values center near $155,900, an affordability ratio of 2.5× — accessible. 77% of housing is owner-occupied. The vacancy rate is 4.3%. The ZIP holds roughly 639 housing units. The demographic-stress sub-score lands at 26/100. Median household income is $64,821, below the U.S. median near $78,000. Around 25% of renters are cost-burdened. About 20% have a four-year degree. Roughly 13.4% live below the poverty line.

Overall, 35974 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 35974 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 35974's 27/100 can be lined up against any neighbor in Dekalb County, Alabama or any ZIP coast to coast. 35974 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

35974's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 35974 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

27/100
Composite stress
58/100
Structural risk
6/100
Distress activity

Distress signal breakdown — ZIP 35974

Foreclosure activity0
Mortgage stress19
Climate / FEMA risk77
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Snapshot: 35974 by the numbers

A live read on 35974: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Nearby ZIPs in Dekalb County

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The complete 35974 distress and acquisition report

The full 35974 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Each signal above is traceable to an open dataset · methodology

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