ZIP 36279 Foreclosure, Tax-Lien & Distress Report

In Calhoun County, Alabama, ZIP 36279 scores 35 of 100 for composite distress, a moderate level on DLRadar's public-record index. What sets it apart are the readings on construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). On the quiet end sit mortgage stress (25/100). The split runs 78/100 structural to 7/100 active on the ground. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100).

The expansion-phase market in 36279 posted values that rose 12.9% over the year, and 36% higher over three years (phase confidence 100/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

83% of housing is owner-occupied. About 18% have a four-year degree. At $56,839, median income runs below typical U.S. levels. Rent burden reaches 28% of tenant households. 10.2% of residents fall below the poverty threshold. On demographic stress specifically, 36279 scores 27/100. There are about 1,284 housing units across 36279. Vacancy runs 9.7%. Population is roughly 3,290 with a median age of 38. A median home runs $159,100 here, or 3.0 times local income.

On balance 36279 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 36279 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 36279 runs hot or quiet, its 35/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 36279 can be compared directly against any other ZIP in Calhoun County, Alabama or nationwide. Nothing here is interpolated — where a source is thin for 36279, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 35/100 for 36279 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 36279 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.