ZIP 36201 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 36201 (Calhoun County, Alabama) returns a moderate composite of 35/100. Latent structural risk is 78/100 while live distress already moving reads 7/100. Property-level stress concentrates in construction/permit lag (84/100), structural risk (78/100), institutional ownership (59/100). By contrast, mortgage stress (25/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (76/100).

Prices here sit in a expansion phase: values rose 12.9% over the trailing year, and 39% higher over three years, at 100/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 25.7% — elevated. Rent burden reaches 47% of tenant households. 17,406 residents call 36201 home, typically aged 41. Around 6% of adults hold a bachelor's degree or higher. Home values center near $80,900, an affordability ratio of 2.3× — accessible. 25.7% of residents fall below the poverty threshold. The tenure split is 60% owner-occupied to 40% rented. DLRadar's demographic-stress index for the area reads 35/100. The ZIP holds roughly 9,602 housing units. At $33,754, median income runs below typical U.S. levels.

On the whole, 36201 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 36201 at the moment; the composite and its components are still built from verifiable public records.

No ZIP is too small to score: 36201 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 35/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 36201 reflects the current record instead of a stale or modeled snapshot.

36201's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 36201 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.