ZIP 36268 Foreclosure, Tax-Lien & Distress Report
Talladega County, Alabama · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 36268 in Talladega County, Alabama comes in at 29, a low composite-distress reading. The sharpest non-environmental signals are structural risk (64/100), institutional ownership (59/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (24/100). Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (75/100), flood (NFIP) exposure (75/100). The split runs 64/100 structural to 7/100 active on the ground.
The market reads peak — home values rose 3.4% year on year, and 35% higher over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
At $60,509, median income runs below typical U.S. levels. There are about 2,611 housing units across 36268. DLRadar's demographic-stress index for the area reads 31/100. About 14% have a four-year degree. About 6,022 people live here, median age 37. Home values center near $90,900, an affordability ratio of 1.4× — accessible. Rent burden reaches 69% of tenant households. The vacancy rate is 14.7% — elevated. Roughly 21.1% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 87% owner-occupied to 13% rented.
Net-net, 36268 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 36268 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 36268 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 29/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 36268 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 29/100 for 36268 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 36268 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 36268
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
36268 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 36268, the same set carried on every parcel.
Talladega County ZIPs near 36268
More distress data near 36268
Keep going: ZIP, county and state distress coverage for Talladega County, Alabama.
Get the full acquisition report for 36268
The full 36268 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology