ZIP 36268 Property Distress & Foreclosure Data

Talladega County, Alabama's ZIP 36268 registers 30/100 composite distress, which DLRadar reads as moderate. The most distinctive pressure shows up in structural risk (67/100), institutional ownership (62/100), construction/permit lag (50/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), flood (NFIP) exposure (76/100), climate & FEMA risk (75/100). On the structural side it scores 67/100, with 7/100 of stress already active.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 35% higher over three years (phase confidence 32/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $60,509, median income runs below typical U.S. levels. The ZIP holds roughly 2,611 housing units. The demographic-stress sub-score lands at 31/100. Around 14% of adults hold a bachelor's degree or higher. 6,022 residents call 36268 home, typically aged 37. The typical home is worth about $90,900 (1.4× income, relatively affordable). Around 69% of renters are cost-burdened. The vacancy rate is 14.7% — elevated. The poverty rate is 21.1% — high, a tax-stress and distress correlate. 87% of housing is owner-occupied.

Taken together, 36268 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.