ZIP 36266 Foreclosure, Tax-Lien & Distress Report
Clay County, Alabama · High Vacancy market
Scored on a fixed 0-100 scale, 36266 (Clay County, Alabama) returns a low composite of 22/100. Environmental exposure also runs high (FEMA disaster exposure (87/100)). Structural exposure scores 49 and live distress 6 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (95/100), structural risk (49/100), institutional ownership (46/100). mortgage stress (22/100) stay muted.
Prices here sit in a expansion phase: values rose 5.0% over the trailing year, and 64% higher over three years, at 34/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Median household income is $50,168, below the U.S. median near $78,000. Roughly 16.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The ZIP holds roughly 3,307 housing units. Around 15% of adults hold a bachelor's degree or higher. Rent burden reaches 43% of tenant households. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 6,185 with a median age of 45. The demographic-stress sub-score lands at 35/100. Home values center near $206,400, an affordability ratio of 3.7× — accessible. 75% of housing is owner-occupied.
Taken together, 36266 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 36266 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 36266's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 36266 shows blanks, not estimates, wherever the record is sparse.
Each component behind 36266 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. For an operator, 36266 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Distress signal breakdown — ZIP 36266
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 36266 distress snapshot
Current distress, phase, housing and lender-pressure figures for 36266, drawn from the same report attached to each property.
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Get the full acquisition report for 36266
Pull every distressed parcel in 36266 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Rules-based scoring — each signal ties to a public dataset · methodology