ZIP 35160 Foreclosure, Tax-Lien & Distress Report

ZIP 35160's composite property-distress score is 27/100 - DLRadar classes that as low for Talladega County, Alabama. The pressure is most legible in structural risk (60/100), institutional ownership (57/100), construction/permit lag (44/100). mortgage stress (23/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (78/100), climate & FEMA risk (68/100), flood (NFIP) exposure (65/100). Structural risk reads 60/100 against active distress of 7/100.

The peak-phase market in 35160 posted values that rose 3.6% over the year, and 18% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $50,007 — below the roughly $78,000 national figure. The poverty rate is 17.8% — high, a tax-stress and distress correlate. DLRadar's demographic-stress index for the area reads 32/100. Rent burden reaches 44% of tenant households. Educational attainment sits at 16% bachelor's-or-above. 67% of housing is owner-occupied. A median home runs $128,200 here, or 2.6 times local income. There are about 13,058 housing units across 35160. The vacancy rate is 19.3% — elevated. Population is roughly 26,177 with a median age of 45.

Taken together, 35160 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 35160 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 35160's 27/100 can be lined up against any neighbor in Talladega County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 35160, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

35160's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 35160 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.