ZIP 35160 Property Distress & Foreclosure Data

Talladega County, Alabama's ZIP 35160 registers 28/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (63/100), institutional ownership (59/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (23/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (68/100), flood (NFIP) exposure (65/100)). On the structural side it scores 63/100, with 7/100 of stress already active.

The peak-phase market in 35160 posted values that rose 3.7% over the year, and 18% higher over three years (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $50,007 — below the roughly $78,000 national figure. Roughly 17.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 35160 scores 32/100. Around 44% of renters are cost-burdened. About 16% have a four-year degree. The tenure split is 67% owner-occupied to 33% rented. A median home runs $128,200 here, or 2.6 times local income. The ZIP holds roughly 13,058 housing units. The vacancy rate is 19.3% — elevated. Population is roughly 26,177 with a median age of 45.

On the whole, 35160 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.