ZIP 35150 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35150 (Talladega County, Alabama) lands at 30/100 — moderate on DLRadar's public-record scoring. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (80/100), FEMA disaster exposure (78/100). Property-level stress concentrates in structural risk (67/100), institutional ownership (61/100), construction/permit lag (43/100). On the quiet end sit mortgage stress (25/100). Structurally it carries 67/100, against 7/100 of stress already in motion.

The peak-phase market in 35150 posted values that rose 3.2% over the year, and 22% higher over three years, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 8,330 housing units. 58% of housing is owner-occupied. 17,118 residents call 35150 home, typically aged 42. Educational attainment sits at 13% bachelor's-or-above. Around 36% of renters are cost-burdened. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 35150 scores 35/100. 28.8% of residents fall below the poverty threshold. Home values center near $132,100, an affordability ratio of 3.3× — accessible. Median household income is $41,328, below the U.S. median near $78,000.

Net-net, 35150 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 35150 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 35150's 30/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35150 shows blanks, not estimates, wherever the record is sparse.

Behind 35150's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35150 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.