ZIP 35072 Property Distress & Foreclosure Data

In Clay County, Alabama, ZIP 35072 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (45/100), construction/permit lag (38/100), structural risk (34/100). By contrast, structural risk (34/100) and mortgage stress (20/100) register low. On the structural side it scores 34/100, with 6/100 of stress already active. It additionally carries heavy environmental risk: FEMA disaster exposure (83/100).

The market reads peak — home values rose 3.8% year on year (phase confidence 35/100). Topping markets hide individual distress behind strong averages.

18.6% of residents fall below the poverty threshold. The ZIP holds roughly 2,556 housing units. Median household income is $51,801, below the U.S. median near $78,000. Home values center near $98,200, an affordability ratio of 1.9× — accessible. Owners hold 77% of homes, renters 23%. DLRadar's demographic-stress index for the area reads 29/100. Around 41% of renters are cost-burdened. The vacancy rate is 23.8% — elevated. Educational attainment sits at 18% bachelor's-or-above. About 4,725 people live here, median age 45.

Net-net, 35072 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.