ZIP 35072 Foreclosure, Tax-Lien & Distress Report

Clay County, Alabama's ZIP 35072 registers 16/100 composite distress, which DLRadar reads as low. Its standout signals are institutional ownership (43/100), construction/permit lag (41/100), structural risk (34/100). On the quiet end sit structural risk (34/100) and mortgage stress (20/100). Structural risk reads 34/100 against active distress of 6/100. Environmental exposure also runs high (FEMA disaster exposure (78/100)).

The neutral-phase market in 35072 posted values that rose 4.0% over the year (phase confidence 20/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

18.6% of residents fall below the poverty threshold. There are about 2,556 housing units across 35072. Households earn a median $51,801 — below the roughly $78,000 national figure. The typical home is worth about $98,200 (1.9× income, relatively affordable). 77% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Around 41% of renters are cost-burdened. Vacancy runs 23.8%, above the national norm and a classic distress-and-opportunity signal. Around 18% of adults hold a bachelor's degree or higher. Population is roughly 4,725 with a median age of 45.

Taken together, 35072 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 35072 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 35072's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 35072 shows blanks, not estimates, wherever the record is sparse.

Each component behind 35072 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 16/100 roll-up. In workflow terms, 35072 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.